Don't let fluctuating interest rates disturb your monthly budget. EMI Locker is the fintech solution that lets you freeze your EMI for the tenure you choose.
EMI Locked
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Trusted by leading financial institutions
Our platform provides stability in an unstable market, designed for both borrowers and lenders.
Shield yourself from sudden interest rate hikes. Lock your current EMI amount for up to 3 years.
Predict your monthly expenses accurately. With a locked EMI, financial planning becomes bulletproof.
No paperwork. Our proprietary software integrates with your bank to lock your EMI in less than 60 seconds.
Store all your loan documents, interest certificates, and payment history securely in our encrypted locker.
We analyze the market to tell you exactly when is the best time to lock, helping you save thousands.
Our team of financial experts is available round the clock to assist you with any queries.
Try our interactive simulator. Click "Lock Rate" to see how we protect your EMI.
Securing your EMI is as easy as 1-2-3.
Securely login and link your existing home or personal loan account using your credentials.
Select the period you wish to lock your rate for (1, 2, or 3 years) and view the protection fee.
Pay the nominal fee and activate the EMI Locker. Your EMI stays frozen even if rates rise.
Pay a small fee to protect yourself from massive rate hikes.
For personal loans
For home loans
For lenders & banks
Join thousands of smart borrowers who have locked their EMIs today. Don't wait for the next rate hike.
Get Started for Free